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What is a Payday Loan?

Advance America Loans

A Payday Loan is a short-term, small-dollar loan (usually for a few hundred dollars) that you typically pay back within two to four weeks. This type of Cash Advance loan gives you access to money when you need it, so you can cover daily finances or unexpected life and emergency expenses.

Benefits of Cash Advances

Unlike some personal loan lenders and traditional banks, Advance America considers factors in addition to your credit score when deciding whether to approve you, like your income, employment history, and current debts.

What is a Cash Advance and how does it work?

A Cash Advance is a fast and convenient way to get money on the spot when you need it most. This type of short-term loan is available in small dollar amounts that you pay back in full on your next payday.

Easy application

Cash Advances come with easy applications that you can complete in just a few minutes. Advance America lets you apply online.

Quick approval

Advance America offers an instant approval decision, so you may find out right away whether you’re approved for a loan.

The Advance America advantage